Employee Expense Cards

Individual cards: Employee spending made simple

Stay on top of budgets and empower your team with physical and virtual cards, so you can get back to business.

Instant issue

Get unlimited virtual cards for your whole team, with the option to order physical Individual cards for a fee.

Spend globally

Individual cards can be used in over 190 countries, wherever Mastercard is accepted.

Safe and secure

Pause or resume cards in an instant with the Equals Money mobile app to keep your money secure.

We’re already helping over 30,000 companies

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Expense management made simple

Stay on top of team spending with prepaid employee expense cards, customisable spend limits, and an easy-to-use online platform from Equals Money.

What are Individual cards?

Individual cards from Equals Money are payment cards that are assigned to a specific person or “individual” within your business.

Unlike other expense management solutions, Individual cards are virtual by default. You’ll be able to upload cards to the user’s mobile device for payments using Apple Pay (Google Pay and Samsung Pay coming soon) with the option to order a physical version* if you like.

*Card issuing fees may apply


Charity & Non-profit


per year
A helping hand
We waive our annual platform fee for charities & non-profits to help them get started.
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals - £1.50
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Business Plus


per year
We’re flexible
We offer a customised account setup for large businesses and unique business requirements.
  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies
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Key features

Empowering team spending

Get total control of your team spending today

How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.