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Ken and Daria Dolan, America’s First Family of Personal Finance, answer your money questions each Friday.

Dear Ken and Daria,

My husband and I are 62. We are debt- and mortgage-free. Our savings, however, are not as high as we’d like. What can we do to make sure we still have money for when we retire in a few years?

Joyce

Ken and Daria Dolan offer advice on all of your retirement questions and concerns at Dolans.com.

Click here to ask Ken and Daria your question.

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